Employee Benefits Made Simple.

Spectrum Benefits is designed to be a program that Employers can afford and Employees can use. It is built from the ground up resting on what we call the Four Pillars of Insurance. Service. Simplicity. Security. Savings.

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Where Employers Have A True Competitive Advantage

Aligning maximum savings with the best possible outcomes allows employers to offer a comprehensive health insurance plan that outperforms the status-quo models. Small employers and Midsize employers feel this the most as the pressure to recruit and retain high quality employees in today’s economy.

With Spectrum Benefits, you'll gain a serious competitive advantage as an employer by offering health insurance products that other brokers simply don't have access to, with rates that are on average 20%+ lower than any other products on the market. With Spectrum Health, we'll help you become the employer of choice!

The Four Pillars Of The Spectrum Healthcare Advantage

We are a multifaceted healthcare program that offers Major Medical, an innovative bundled GAP plan and MEC. The complete "spectrum of benefits" insurance solutions.

★★★★★ 5/5

"Our group health renewal increased by over 60%, which left us scrambling for better options. Thankfully, Spectrum Health was able to help."

Savings

Affordable premiums allow employers and employees to reduce their out of pocket expenses, thus improving access to the healthcare system. Spectrum Health savings range from 10–40% vs. traditional strategies.

Security

Employees and employers need to be confident that claims will be paid when they need to be paid. Spectrum Health is backed by A-rated reinsurance carriers and integrated tier-1 benefits partners.

Service

Most employees don't know how to navigate the system to achieve the best outcomes for the best cost. Spectrum Health is designed to help employees and employers achieve maximum efficiencies.

Simplicity

Our plans are employee-centric with very simple plan designs. We know, not everyone “speaks insurance” so for any plan to work, it must be simple to understand and easy for employees to use.

Frequently Asked Questions

We have unique, yet simple products that are simply not available anywhere else on the market. With average cost savings of 20-40%, we help lower the cost of insurance, while providing robust coverage options that help employers take the best possible care of their employees.

It's very simple, and starts right here from our website. Simply complete the form on our site, and a member of our team will be in touch to go over the next steps.

Yes, of course. We have programs for businesses of all sizes, from small, mid-size, and larger corporate entities. Our team will work with you to find the best possible combination of cost, and coverage.

Experience The Spectrum Health Difference.

Spectrum Health helps employers and businesses of all sizes, secure robust, and cost effective health plans. Our extremely simple plan designs are easy to understand, with unique coverage options you won't find anywhere else.