Life Insurance

Continuing our philosophy of simplicity, this is a turnkey, flat sheet rated product. Offering Employee/Spouse/Child Voluntary Term Life, Group Long-Term Disability, and Short-Term Disability with guaranteed issue down to just 10 lives.

Your Spectrum Benefits team is here to help you create a customized benefits package, providing your employees with the best coverage at the lowest cost.

Spectrum Benefits: Simple. Effective. Affordable. Because your employees deserve the best.