Minimum Essential Coverage (MEC) is a game-changer for meeting ACA participation requirements. Pair it with a Major Medical offering, and employers can provide coverage for employees who don’t need full-scale Major Medical—at a fraction of the cost.
With Spectrum MEC, bundled under the same top-tier TPA as our GAP and Major Medical plans, you get a seamless, efficient solution. This is an ideal option for restaurant groups, light manufacturing, or any employer aiming to boost participation without busting the budget.
Spectrum MEC: Affordable. Comprehensive. Perfect for your business needs.